How much of a cash balance is actually covered calculator

In short

Brands, licences and what is actually covered.

Interactive: how much of a cash balance is actually coveredEasy

Total cash held $ Cover limit per institution $ Number of separate licences Number of brands used Joint account? 1 = yes

Cover per institution: —
Total covered: —
Left exposed: —
Share protected: —
Brand check: —
To be fully covered: —

The brand line is the trap: three brands under two licences give two limits, not three. Regulators publish which brands share an authorisation — it takes two minutes to check and it is the difference between covered and unsecured. See the savings deposit page for what a deposit legally is.

The idea behind it

This calculator belongs to Regulation & Investor Protection, where the mechanism it computes is explained step by step, with the formula, what each input means and where the simple model stops being right. Everything is computed in your browser; nothing you type is sent anywhere.

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The same in full — six points, and why each one matters

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